Andrei Jikh together
Protect Your Wealth

This privacy policy informs how your personal data is collected, used, and protected.

1. Purpose of Collecting and Using Personal Data

We collect and use personal data for the following purposes:

• Providing community services and member management
• Sending educational content and newsletters
• Processing customer inquiries and improving service
• Providing marketing and promotional information (with consent)

2. Collected Personal Data

We collect the following personal data to provide our services:

• Required Information: Name, Contact (Phone number or KakaoTalk ID)
• Optional Information: Email address, Investment experience level

3. Retention and Use Duration of Personal Data

The collected personal data will be retained until a request for cancellation is made or until the purpose of collection is achieved. If a legal retention is required, the data will be kept for the relevant period:

• Records of consumer complaints or disputes: 3 years
• Records of electronic financial transactions: 5 years

4. Sharing Personal Data with Third Parties

We generally do not share personal data with third parties without user consent. Exceptions may occur in cases required by law or with prior user consent.

5. Security Measures to Protect Personal Data

We take the following measures to protect personal data:

• Encrypted storage and transmission of personal data
• Operating a security system to fend off hacking and viruses
• Minimizing and managing access to personal data

6. User Rights and Methods of Exercise

Users can exercise the right to access, correct, delete, and restrict the processing of their personal data at any time. The exercise of rights can be done by contacting the community administrator.

7. Data Protection Officer

The person responsible for processing personal data is as follows:

• Name: Andrei Jikh
• Position: Operator
• Contact: Inquiry within the community

8. Changes to the Privacy Policy

This privacy policy may be amended due to changes in laws or service policies, and changes will be announced on the website.

Effective Date: January 1, 2025

These terms of service govern the rights, obligations, and responsibilities between the operator and members regarding the use of the Andrei Jikh Investor Community (hereinafter referred to as "Service").

Article 1 (Purpose)

These terms regulate fundamental aspects of using the service and define the rights and obligations as well as the responsibilities between the operator and the members.

Article 2 (Definition of Terms)

• "Service" refers to the investment education community and related content provided by Andrei Jikh.
• "Member" refers to a person who agrees to these terms and joins the service.
• "Content" refers to the investment educational resources, videos, newsletters, etc., provided in the service.

Article 3 (Effectiveness and Changes of Terms)

These terms will be made known to members upon application for use of the service and will take effect upon agreement. The operator may change the terms as needed and will announce any changes in advance.

Article 4 (Content of the Service)

The service offers the following content:

• Investment educational content and guides
• Weekly investment studies and live sessions
• Exchange of real-time market information
• Space for interaction among community members
• Newsletters and investment perspectives

Article 5 (Member Obligations)

Members must adhere to the following:

• Provide accurate personal data
• Do not use personal data of others
• Do not engage in inappropriate actions such as insults, defamation, or spreading false information in the service
• Do not commercially exploit content without written consent from the operator
• Do not perform actions that disrupt the operation of the service

Article 6 (Notice of Investment Risks)

Important: This service is for investment education and information provision and does not constitute an invitation to invest in specific financial products. The information provided in the service is for reference only, and the final responsibility for investment decisions lies with the members. Investing in stocks and financial products carries the risk of loss of capital, and past returns do not guarantee future returns.

Article 7 (Disclaimer)

• The operator is not liable for losses resulting from investment decisions made by members.
• The operator is not liable for interruptions of the service due to force majeure, system errors, etc.
• The responsibility for the accuracy of information provided by other members lies with the respective member.

Article 8 (Copyrights and Intellectual Property)

All content (texts, images, videos, materials, etc.) provided in the service is protected by copyright and belongs to the operator. Members may not copy, distribute, or commercially use this without prior consent from the operator.

Article 9 (Restriction of Service Use)

The operator may restrict the use of the service for members or revoke membership if:

• These terms are violated
• False information is provided
• The rights of other members are violated
• The normal operation of the service is disrupted

Article 10 (Dispute Resolution)

Disputes arising in connection with the use of the service will be resolved in accordance with the laws of Canada, and the competent court is the court at the operator's location.

Effective Date: January 1, 2025